Things people say about us…
After my student loan counseling session, I found out I qualified for a $0 monthly payment! And my debts will be forgiven in 10 years. So glad I got help with this.
Know you need to consolidate but don’t know how or where to start? Give Student Loan Peace a call. Our student loan counselors will educate you on your options and provide you with a plan so you can take action today.
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Benefits of Consolidation
Secure a Fixed Interest Rate for the Life of Your Loans
Consolidate your Federal student loans to secure a fixed interest rate for the life of your loans. Don’t let rising interest rates nudge your variable interest student loan payments even higher.
Flexible Repayment Options
If you’re struggling to make your student loan payments on the Standard Repayment Plan, rest assured there are programs available to drastically reduce your payment. These include payments tied to your income, payments that start low and gradually increase over time as you make more money, and payment plans stretched over a longer repayment period.
Renewed Deferment Options
If you have exhausted the deferment options on your current Federal education loans, a Direct Consolidation Loan may renew many of those deferment options. In addition, you may be eligible for additional deferment options if you have an outstanding balance on a FFEL Program loan made before July 1, 1993, when you obtain your first Direct Loan.
Loan Forgiveness Options
Public Service Loan Forgiveness is only available to borrowers with Direct Loans and Direct Consolidation Loans. Convert your ineligible FFEL and Perkins Loans to Direct Consolidation Loans. Under this program, public service workers can obtain low monthly payments (based on income) and have their outstanding balance forgiven after 120 on-time payments.